CVL Capital team in a meeting
Global FinanceCapital structuring, real estate financing and a digital account.

Financial intelligence,
without borders.

CVL Capital & Investments is a global platform, specialising in financial solutions for the real estate and bio-construction markets.

Financial solutions

Intelligence to invest and operate in the financial market, without borders!

Financial advisory for investors, wealth management and a digital account with international reach.

Credit

Financing aligned with the construction schedule, not the bank's calendar. For buyers, developers and builders.

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Digital account

Pix, transfers, bill payments and a card. For individuals and businesses that need to run their day-to-day finances.

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Payment methods

Point-of-sale terminal, payment link and gateway. For development retail, franchisees and partners who need to get paid.

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Cards

Credit and benefit cards under your own brand, with points and cashback. For those who want to build loyalty with their own customer base.

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Foreign exchange & international

Remittance, currency conversion and foreign trade. For those who buy, sell or invest across countries.

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Real estate insurance

Protection for those who have built or are building wealth — home insurance, construction insurance and asset & equipment insurance, in partnership with authorised insurers.

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CVL Capital real estate financing
Featured product

Real Estate Financing: to buy, build or invest in international property.

CVL Capital offers a diversified portfolio of developments for those who want to achieve the dream of owning a home, easily and safely. We structure financing in several formats for Brazilians and foreigners who want to buy, build or generate income from property in another country.

Advisory & Consulting

Corporate Finance and Investments

We structure, model and manage the operation — from the capital that makes a development viable to the protection of your investment.

Corporate finance

  • Mergers and acquisitions: valuation, due diligence and deal design
  • IPO readiness
  • Debt structuring and fundraising
  • Capital origination and structuring
  • Financial engineering and scenario modelling

Wealth and succession planning

  • Long-term financial planning
  • Wealth organisation and transfer
  • Real estate and wealth tax efficiency
  • Risk analysis and insurance solutions
  • Special attention to real estate assets
Who we serve

Solutions for everyone!

CVL serves those who buy, those who build and those who invest — with the same compliance standard according to each country.

Individuals

Those who want to buy their own property, build, renovate, or simply have an account, card and FX without red tape.

Financing, credit, account and card

Businesses

Developers, builders, real estate agencies and retailers that need capital in step with construction timelines and ways to get paid.

Credit, receivables, FX and advisory

Investors

Funds, family offices, landowners and international investors who need to structure capital and transact across countries.

Structuring, FX and corporate finance
CVL Capital app
CVL Capital App

Digital Account & Investment Management

Banking services, international operations, real estate financing management, assistance services and an account advisor, all in one place!

  • Digital account for individuals and businesses
  • Full tracking of your real estate financing
  • Credit and FX contracting
  • Insurance, top-ups, gift cards, cashback and points programme
Sectors we serve

Multi-market connection, capital structuring and financial engineering for several sectors.

We connect real estate developments, modular engineering and strategic assets to the best opportunities in the global capital market.

01

Bio-construction

Sustainable and industrialised construction, with advanced building systems.

02

Healthcare

Healthcare infrastructure, from rapid-activation units to larger-scale equipment.

03

Social housing

Social-interest housing developments and programmes with the public sector.

04

Hospitality & tourism

Hotels, resorts, modular accommodation and short-term rental.

05

Real estate

Residential, commercial and land development, from origination to asset management.

06

Agribusiness

Infrastructure and developments linked to the agribusiness chain.

CVL Capital office
About CVL Capital

Financial Expertise & Technology

CVL Capital & Investments reinvents the way of investing and operating in the European financial market, without borders. Through proven experience in the real estate and construction sector in Portugal, the United Kingdom, France, Spain and Cape Verde, we identified barriers and red tape that became the basis for creating flexible, accessible solutions that make it easier to access properties and developments, manage finances and carry out domestic and international financial operations. We integrate cutting-edge technology to personalise and deliver products and services through our digital account app, operated in partnership with payment institutions authorised in each country, redesigning solutions for individuals and businesses.

We operate across several sectors and serve different audiences, with tailored solutions and a full focus on the client. We are a company built with the mission of making a difference in traditional construction, modular construction and bio-construction, bringing the real estate sector together with the financial sector to address real gaps in this kind of business.

Market ExperienceStrategic partnership with EGDC Group
Multi-market SolutionsFinancial operations without borders
Global PresenceEurope, South America and Central America
+€400
Billion
Moved in the real estate market
Principles

How we conduct every operation.

Client focus

Solutions designed around each client's goal, not the product we have to sell.

Risk control

Assessment and mitigation in every operation: construction, FX, credit and compliance risk.

Sector diversification

Operating across distinct sectors, to balance growth potential and risk exposure.

Governance

Every operation conducted alongside a licensed institution, with an auditable process and fee transparency.

Content

Understand before you decide.

Insights on real estate financing, credit, wealth taxation and cross-border operations.

Let's talk about your next step.

Whether it's buying your property, structuring a development, or organising your wealth — it starts with the same conversation.

Talk to a specialist
Where we are

Presence across three continents.

Headquarters in Brazil and operating representation in Europe and Africa, with the European head office in Portugal.

EuropeOperating representative
  • United Kingdom
  • France
  • Spain
  • PortugalHead of European representation
AfricaOperating representative
  • Cape Verde
Latin AmericaHeadquarters
  • BrazilHead office — Goiânia