Credit
Financing aligned with the construction schedule, not the bank's calendar. For buyers, developers and builders.
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CVL Capital & Investments is a global platform, specialising in financial solutions for the real estate and bio-construction markets.
Financial advisory for investors, wealth management and a digital account with international reach.
Financing aligned with the construction schedule, not the bank's calendar. For buyers, developers and builders.
Learn morePix, transfers, bill payments and a card. For individuals and businesses that need to run their day-to-day finances.
Learn morePoint-of-sale terminal, payment link and gateway. For development retail, franchisees and partners who need to get paid.
Learn moreCredit and benefit cards under your own brand, with points and cashback. For those who want to build loyalty with their own customer base.
Learn moreRemittance, currency conversion and foreign trade. For those who buy, sell or invest across countries.
Learn moreProtection for those who have built or are building wealth — home insurance, construction insurance and asset & equipment insurance, in partnership with authorised insurers.
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CVL Capital offers a diversified portfolio of developments for those who want to achieve the dream of owning a home, easily and safely. We structure financing in several formats for Brazilians and foreigners who want to buy, build or generate income from property in another country.
We structure, model and manage the operation — from the capital that makes a development viable to the protection of your investment.
CVL serves those who buy, those who build and those who invest — with the same compliance standard according to each country.
Those who want to buy their own property, build, renovate, or simply have an account, card and FX without red tape.
Financing, credit, account and cardDevelopers, builders, real estate agencies and retailers that need capital in step with construction timelines and ways to get paid.
Credit, receivables, FX and advisoryFunds, family offices, landowners and international investors who need to structure capital and transact across countries.
Structuring, FX and corporate finance
Banking services, international operations, real estate financing management, assistance services and an account advisor, all in one place!
We connect real estate developments, modular engineering and strategic assets to the best opportunities in the global capital market.
Sustainable and industrialised construction, with advanced building systems.
Healthcare infrastructure, from rapid-activation units to larger-scale equipment.
Social-interest housing developments and programmes with the public sector.
Hotels, resorts, modular accommodation and short-term rental.
Residential, commercial and land development, from origination to asset management.
Infrastructure and developments linked to the agribusiness chain.

CVL Capital & Investments reinvents the way of investing and operating in the European financial market, without borders. Through proven experience in the real estate and construction sector in Portugal, the United Kingdom, France, Spain and Cape Verde, we identified barriers and red tape that became the basis for creating flexible, accessible solutions that make it easier to access properties and developments, manage finances and carry out domestic and international financial operations. We integrate cutting-edge technology to personalise and deliver products and services through our digital account app, operated in partnership with payment institutions authorised in each country, redesigning solutions for individuals and businesses.
We operate across several sectors and serve different audiences, with tailored solutions and a full focus on the client. We are a company built with the mission of making a difference in traditional construction, modular construction and bio-construction, bringing the real estate sector together with the financial sector to address real gaps in this kind of business.
Solutions designed around each client's goal, not the product we have to sell.
Assessment and mitigation in every operation: construction, FX, credit and compliance risk.
Operating across distinct sectors, to balance growth potential and risk exposure.
Every operation conducted alongside a licensed institution, with an auditable process and fee transparency.
Insights on real estate financing, credit, wealth taxation and cross-border operations.

Traditional, modular or sustainable construction: see what changes in each, for homeowners and for those seeking extra income.

What matters beyond the advertised rate, and why the term completely changes the answer.

Tax ID, apostilled power of attorney, non-resident account, FX and the registration that guarantees repatriation.

Structures that protect the legacy, and the real cost of leaving this decision for later.

Down payment, credit assessment, amortisation schedule and fund release — what each term means and how it all fits together.
Whether it's buying your property, structuring a development, or organising your wealth — it starts with the same conversation.
Talk to a specialistHeadquarters in Brazil and operating representation in Europe and Africa, with the European head office in Portugal.